Whether you own an apartment, townhouse, or house, residential Landlord insurance is important protection to have for your investment property.
Proinsure can provide cover for your investment property whether it’s a home or unit including short term holiday let properties.
You can insure your:
Building
Landlord's contents / fixtures & fittings
Liability
Loss of rent
Rent default and theft by tenants
Strata title mortgagee protection
Buildings
include the main home, & all other improvements on the property such as Sheds, Pools, Driveways & Landscaping which needs to be insured for their full replacement value.
Landlords Contents, Fixtures & Fittings
include any household goods that you own such as carpets, curtains, internal blinds, dishwashers, and any other furnishings that are not built-in.
Liability insurance
will cover you where you are found legally liable for personal injury or damage to someone else’s property
Loss of Rent
allows you to claim for lost income as a result of the premises being uninhabitable following an insured event (eg: fire, storm, hail, flood, impact etc).
Rent default & Theft by a tenant
covers losses & expenses exceeding your bond, resulting from:
- Your tenant leaving before the end of lease without giving notice
- You having to legally evict your tenant
- Your tenant ceasing to pay rent owed
- Theft by a tenant or their visitors
Strata title mortgagee protection
If your body corporate has not insured the buildings adequately (or no policy is in place at all), and you are required to pay your mortgage in full, due to an insured event, this insurance will pay your financier up to the sum insured.
Let our dedicated team talk to you about our portfolio of products and services.
Contact us by phone or submit an online query now.
Business Insurance Proposal Form
